Increasing your financial capacity is important to living your best life. Whether you are growing your family, working on reducing your debt, or trying to save more each month it is important to understand your relationship with money. Empower yourself by investing time and energy into learning about your financial situation.
Increasing your financial capacity is important to living your best life. Whether you are growing your family, working on reducing your debt, or trying to save more each month it is important to understand your relationship with money. Empower yourself by investing time and energy into learning about your financial situation.
Increasing your financial capacity is important to living your best life. Whether you are growing your family, working on reducing your debt, or trying to save more each month it is important to understand your relationship with money. Empower yourself by investing time and energy into learning about your financial situation.
Increasing your financial capacity is important to living your best life. Whether you are growing your family, working on reducing your debt, or trying to save more each month it is important to understand your relationship with money. Empower yourself by investing time and energy into learning about your financial situation.
Increasing your financial capacity is important to living your best life. Whether you are growing your family, working on reducing your debt, or trying to save more each month it is important to understand your relationship with money. Empower yourself by investing time and energy into learning about your financial situation.
  • icon Build Great
    Saving Habits
  • icon Boost Your Confidence
  • icon Make Your
    Money Matter
  • icon Keep Your
    Money Safe
  • icon Start or Build
    Your Credit Score

everyone has the right to A better financial FUTURE

It takes a community to achieve success. That’s why we created the Lending Circles program. Now, lending and borrowing money between friends and family members can build your credit – and give you the chance to build your personal finances.

No Interest

For social loans between $500 and $2,000, you’ll pay zero interest.

Credit Impact

We report all loan payments to credit bureaus, so your credit score can improve.

instant payments

All payments are made instantly to your checking account.

Ongoing education

You’ll learn more aboutyour credit with free online education.

THE LENDING CIRCLE PROGRAM

All over the world, friends and family lend and borrow money together. With Lending Circles, this common practice gets even better. It’s safer and it helps you build credit.

  • February $1,000
  • March $1,000
  • April $1,000
  • May $1,000
Each month all participants contribute $100 into the Lending Circle. One person every month withdrawals $1,000 until everyone has has a chance.
FIT 10 x $100 Total $1,000
FIT
Most lending circles have 10 participants for a loan of $1,000. All participants make the same monthly loan payments ranging from $50 to $200.These payments are reported to all 3 credit bureaus as a positive payment.
FIT 10 x $100 Total $2,000
FIT
Most lending circles have 20 participants for a loan of $2,000. All participants make the same monthly loan payments ranging from $50 to $200.
FIT 10 x $100 Total $1,000
FIT
Most lending circles have 10 participants for a loan of $1,000. All participants make the same monthly loan payments ranging from $50 to $200.
FIT 10 x $100 Total $2,000
FIT
Most lending circles have 10 participants for a loan of $1,000. All participants make the same monthly loan payments ranging from $50 to $200.These payments are reported to all 3 credit bureaus as a positive payment.

HOW DOES IT WORK?

Apply Online
  • Fill out online application
  • Take financial education
Join us
  • Set loan amount and loan order
  • Sign loan documents
PARTICIPATE
  • Payments reported to credit bureaus
  • Statements emailed monthly
  • Receive loan when it’s your turn

Creating a path to Financial Freedom